TEKUN Nasional Pejabat Negeri Sarawak – Agropreneur Micro-Financing & Business Capital

TEKUN Nasional (Tabung Ekonomi Kumpulan Usaha Niaga) is a Malaysian government agency operating under the Ministry of Entrepreneur Development and Cooperatives (KUSKOP). Dedicated to fostering micro-entrepreneurship and agropreneur growth across Sarawak, TEKUN provides quick, accessible capital financing, business development support, and technical guidance to smallholders, rural farmers, and agricultural enterprise owners.

• Specialized Financing Schemes & Services:

  • TEKUN Niaga Financing Scheme: Core capital funding for established agricultural small businesses and rural enterprises.

  • Teman TEKUN Financing Scheme: Group-based financing model tailored for micro-entrepreneurs requiring minimal collateral barriers.

  • Kontrak-i Financing Scheme: Capital bridge financing designed for entrepreneurs securing agricultural, supply, or infrastructure contracts.

  • SPUMI & Specialized Community Schemes: Targeted development funds for Indian entrepreneurs (SPUMI), youth, and specialized rural business operators.

  • SPOT (TEKUN Online Financing System): Streamlined digital portal for rapid loan application submission and status tracking.

  • Entrepreneur Advisory & Training: Mentorship, capacity building, and financial management guidance provided to business owners.

• B2B & Plantation Capabilities:

  • Low-barrier capital facility (RM1,000 to RM100,000) for purchasing farm inputs, fertilizers, fertigation hardware, livestock, and machinery.

  • Accessible funding structures requiring no traditional bank property collateral for eligible smallholders.

  • On-ground agency support facilitating market linkage and business scaling for micro-agropreneurs across Sarawak divisions.