AgroBank Malaysia Berhad - Agricultural Financing, Micro-Credit & Agribusiness Banking Services

Agrobank (Bank Pertanian Malaysia Berhad) is Malaysia’s premier government-owned development financial institution (DFI) dedicated to shaping and advancing the agricultural sector. Operating under the purview of the Ministry of Agriculture and Food Security (KPKM), Agrobank provides full-fledged banking services, micro-credit programs, and commercial plantation financing solutions engineered to empower smallholders, agritech enterprises, and commercial agricultural producers across Sarawak.

Specialized Products & Services

• Agribusiness Financing & Commercial Loans: Specialized capital facilities for primary agriculture, crop cultivation, livestock, and aquaculture operations.

• Micro-Credit & Smallholder Financing Schemes: Tailored financial packages (e.g., Agrobess, Modal Usahawan Tani) designed for rural entrepreneurs and small-scale farmers.

• Trade Financing & Supply Chain Capital: Working capital, letter of credit (LC), and invoice financing for agricultural processors, exporters, and input suppliers.

• Agritech & Farm Equipment Financing: Lease and loan facilities for machinery purchases, smart farming fertigation systems, and greenhouse infrastructure.

• Shariah-Compliant Deposit & Wealth Solutions: Islamic savings, fixed returns, Takaful protection, and corporate treasury management for farm enterprises.

B2B & Plantation Capabilities

• Commercial Estate & Plantation Project Funding: Structured long-term debt financing for oil palm replanting, pepper gardens, cocoa estates, and large-scale agro-processing mills.

• Government Subsidy & Scheme Administration: Official channel for federal and Sarawak state agricultural development funds, interest-subsidized grants, and disaster relief funds.

• Agribusiness Consultation & Credit Advisory: On-site technical feasibility assessments and dedicated financial advisory teams assisting farm businesses with capital structure optimization.